Putting Figures Before Futures – House Republicans’ Budget Proposal Slashes Pell Grant Funding

Proposed 2012 budget cuts the Pell Grant program, and reduces educational opportunities for minorities.

By Holly Regan

On September 29, 2011, House Republicans released a budget proposal for the 2012 fiscal year that would dramatically reduce funding for minority-serving colleges and universities, and would block enforcement of two controversial “integrity rules” set by the Department of Education. While less drastic than the changes proposed by the budget released in February, this version would substantially affect the future of current and prospective students.

While the maximum Pell Grant would remain at its current level of $5500, the House proposal would cut $2.3 billion from the program in the upcoming year. The cuts would primarily affect two groups of students: those who attend community colleges, and minorities.

Community college students tend to take longer to graduate, especially if they are transfer students, and many attend school less than half time. With the proposed cuts, those attending school less than half time would no longer be eligible for Pell Grant funding, and grants could only be used for 12 semesters, instead of the current 18.

Minority students would be hit particularly hard by the House Republicans’ proposal. It would eliminate programs for institutions that serve large numbers of African-American, Asian-American/Pacific Islander, Alaskan Native, and Native American students, as well as for tribal colleges. Schools serving significant numbers of Hispanic students would face an 83% cut, and historically black schools would face a 36% cut.

Other blows to students and educational institutions include changes to income protection allowances, and a reduction in the income level that allows students an expected family contribution of zero. All national and community service programs, including AmeriCorps, would be eliminated, as would international/foreign language education programs.

Finally, two of the Department of Education’s “integrity rules” – those that hold institutions accountable for their program representation and that bar compensation for college recruiters – would be blocked.

It is unclear whether this version of the House Republicans’ budget will become law, but what is clear is that the proposed changes will significantly limit future educational opportunities. For the sake of our students, let’s hope this isn’t the last word.

University of Phoenix added to list of top 50 Military Friendly Schools

The MilitaryEdge magazine listed University of Phoenix as one of the top 50 most popular schools for military personnel in a recent report. The report took into consideration which schools accepted military benefits as well as created programs which were flexible enough for people to move, be on deployment and still study.

It is good to finally see a listing of schools which is unbiased and acknowledges the fact that the core approach for a military member must be different for them to succeed. Congratulations to University of Phoenix and more importantly to the military members who have earned their degree!

 

 

Natural Disasters and Financial Aid

This year has been a record year for natural disasters around the US. We have seen Earthquakes, floods, droughts, fire, hurricanes and tornadoes all across the country.

During any of these events many people lose all of their belongings. The pain is not only about losing memories, but trying to rebuild your life. You go from having a copy of your birth certificate, a passsport, a drivers license, a credit card to virtually nothing over night.

Replacing most of those items can be done but it takes time and hours in lines at various government agencies. One question we get is what happens to your financial aid loan if a natural disaster hits and destroys your home. Most likely your school or community was affected also.

For instance, if your school is gone, your home is gone, and you have an education loan, is there anything that can be done so you don’t have to pay back the loan?

You have a few options:

1) Your school may be able to place you into another school and transfer over your credits and loan

2) Your financial aid officer has the ability to make a “professional” decision to alter your costs at school – Make sure you explain your case clearly to them

3) Any application deadlines may be extended due to the disaster. But make sure you notify your school that you will be late.

4) You can apply for a leave of absence due to the disaster and this wont count as dropping out.

5) You may get a 3 month waiver on your loan payments if you are in a federally designated disaster area.

The good news is that there is some flexibility in your loan if things go horribly wrong. Make sure to read the two documents below!

 

Here are some good resources if your home has been affected by a natural disaster and you have an educational loan

Dept of Education official info on Disaster Assistance

Guidance for Disasters in Word Format

 

 

Military-Friendly Online Schools

By Holly Regan

September 10, 2011

For current or recently discharged military members, there are many advantages to online education. As opposed to the rigid structure of traditional schools, military-friendly online programs allow students the freedom to work on their own schedule and from their own location.

Campus-based schools require significant commitments in terms of a fixed schedule and travel. Students who are currently enrolled may not be able to leave their base to attend regular classes on a school campus. Students who have been recently discharged may be working civilian jobs, and unable to attend on-campus courses due to work schedules. Online education offers the benefit of flexibility to these servicemen and –women, regardless of their situation.

Once a potential student has located the military-friendly institution of his or her choice, there are a vast array of online educational programs and degrees available, just as they are in traditional schools. These programs include:

  • Associate’s degree
  • Bachelor’s degree
  • Master’s degree
  • Doctorate degrees
  • Certificate and technical programs

The programs offer a variety of online course formats to meet different learning styles. They also feature flexible absence policies for active-duty students, benefits for spouses and other family members, tuition discounts, and transfer credits (“Accredited Online Military Friendly Colleges”, About-elearning.com)[1]. The Post-9/11 GI Bill benefits apply to online programs as well as traditional ones, and can provide assistance for currently enlisted or recently discharged service members.

Click here for an explanation of Post-9/11 GI Bill benefits.

There are several ways of determining which schools are considered “military-friendly”.

Schools can claim this in their advertisements, but their claim may prove to be false (“Choosing a School”, gibill.va.gov)[2]. To help prospective students verify a school’s claim, the American Council on Education (ACE) has compiled a list of “military-friendly” criteria, including:

  • Transfer of credits from past schools or military service
  • Community support, including medical and mental health
  • Representation for, and involvement of, veterans in school administration
  • A specific point of contact for veterans on the school website
  • School housing designated for veterans

Click here for more information from VA on choosing a school.

Another great resource is Military Advanced Education, a bi-monthly magazine produced by KMI Media Group. In addition to providing regular information about schools, higher-learning programs and career opportunities for service members, the magazine features a special issue every year called “Top Military-Friendly Colleges and Schools.”

The institutions listed in this publication are selected through a careful survey process, conducted by leaders in the military as well as the higher-learning community. Schools make the listed based on programs and policies that favor military students. Concise but detailed information is provided about each of the schools and the programs they feature – including whether or not there is an online learning option.

Click here to go to the Military Advanced Education website, where you can download the top schools survey.

Another good resource for locating military-friendly educational programs is to look for schools that are part of the Service Members Opportunity College System (SOC). This is an organization that supports higher learning benefits for students in the service; its website provides a list of member schools, many of which also include online programs. The criteria SOC uses to determine whether or not a school is “military-friendly” are:

  • Reasonable Transfer of Credit
  • Reduced Academic Residency
  • Credit for Military Training and Experience
  • Credit for Nationally-Recognized Testing Programs

Click here to see the list of SOC member institutions. There are many institutions, both online and on-campus; the list is sorted by state.

No matter what type of program they are seeking, what their living situation is, or what their goals are, military-friendly online educational programs provide a valuable path to success for servicemen and –women. With the flexibility the programs allow, education does not have to take a backseat to serving America in the Armed Forces. Explore the links above to learn more about these exciting opportunities.


[1] “Accredited Online Military Friendly Colleges”. About-elearning.com. About E-Learning, nd. Web. 24 August 2011.

[2] “Choosing a School”. Gibill.va.gov. GI Bill Web Site, nd. Web. 24 August 2011.

What is Correspondence Training?

These days there are a ton of different ways of saying the same thing and some of the terms are getting confusing!

In the new GI Bill update for October 1, 2011, they mention that “Correspondence Training” is now eligible for up to $8500 in benefits for in-state tuition and fees per academic year.

We asked – what is the difference between Correspondence Training and Online Education?

The answer is that Correspondence Training differs in how the course is actually taught and delivered to you, the student.

Usually you would received books and other materials in the mail and study on your own time. You would be responsible for taking exams and sending info back via mail to the school or teacher. Online courses tend to be on the computer and have more set schedules for studying.

 

Be Prepared – 5 Common Mistakes When Applying for GI Bill Benefits

Getting started with your post-service education and training can be a daunting task.  You will have a number of actions to accomplish before you get started.  The key to making the process as smooth as possible is to be prepared.  Avoiding these 5 common mistakes can  make applying for you GI Bill benefits easier, and may  help you  get the most out of your benefits –  allowing you to initiate your training faster.

Mistake 1: Not Knowing your Benefits

Many servicemen and women do not fully understand the benefits that they are entitled to and do not understand the process.  While completing the discharge process, be sure to speak to the benefits coordinator for your military unit.  Also, be sure to obtain and review as much literature as possible.  The Department of Veterans Affairs website has a wealth of information available for you. Visit the USDVA website at: www.gibill.va.gov

Mistake 2: Selecting the Wrong School

Select a school that is approved by the VA and that meets your needs for training.  Finding the right school is critical so that your training needs are met and the process is smooth.  Many schools have a Veteran’s Affairs office with personnel skilled in working with the USDVA to get things done.  Do research to find a school that is VA approved, has a strong Veteran Student’s Affairs office, and has the program that you need.

Check with the admissions office or the financial aid department of the school(s) your are considering to see if they are approved. You can also find a list of approved schools on the USDVA website.   If a school is approved, admissions counselors, financial aid officers, and academic advisors will be able to provide you with general information and may direct you to a Veteran Student Affairs office or person.

Mistake 3: Forgetting About the FAFSA

A very common mistake among service members applying for GI Bill benefits is that they often either, forget to complete a Free Application for Federal Student Aid (FAFSA), or complete the application incorrectly. It is important to remember to complete the FAFSA prior to applying for your GI Bill benefits through your school.  The FAFSA is the gateway to access additional financial resources should you need them.

Most schools typically have financial aid staff that can assist you with the FAFSA.  It is usually best to submit your FAFSA as early as possible, so you should submit your FAFSA as soon as you identify a few schools that you are seriously considering.

Mistake 4: Not Using the Benefits Wisely

The GI Bill typically provides you with up to 36 months of benefits, so it is important to make that time count.  Your benefits are paid to you as long as you comply with the training program that you designate and the VA approves.  Any deviation for your approved plan may result in the loss of benefits. Research programs carefully and take full advantage of the VA career counseling services so that, once you select a program, you can stick with it.    You can lose your benefits by taking classes that are not on your approved plan or switching plans so many times that your benefits run out.  Make sure to meet with your advisor regularly to ensure that you are on the right track and enrolling for the appropriate courses.

Mistake 5: No Having your Paperwork in Order

 

Throughout your military career you have been asked to deal with paperwork and the GI Bill is no different.  When applying for your benefits it is critically important that you have all of your paperwork in order.  Prior to meeting with the school of your choice make sure that you have the following:

(1) copies of any transcripts for all education periods after high school

(2) military transcripts if applicable

(3) an updated copy of your DD2-14, and

(4) a copy of your kicker contract if applicable

The best way to ensure that applying for your GI Bill benefits is a smooth process is to become familiar with the overall process and avoid make these common mistakes.  Remember that schools have staff in admissions and financial aid that can help you get started and answer general questions to get you started. Once you start your program, remember to meet with your advisor regularly.  Remember, you earned your GI Bill benefits – do not let them slip away